Call reports 2011
COMMUNITY BANK OF CAMERON — 2011
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,938,000 | 105,553,000 | 105,674,000 | 105,095,000 |
| Total loans | 79,702,000 | 80,335,000 | 80,283,000 | 79,160,000 |
| Allowance for loan losses | 1,189,000 | 1,246,000 | 1,250,000 | 1,061,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,723,000 | 2,523,000 | 3,723,000 | 5,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,326,000 | 89,185,000 | 89,486,000 | 88,504,000 |
| Interest-bearing deposits | 76,882,000 | 81,249,000 | 79,795,000 | 79,344,000 |
| Noninterest-bearing deposits | 8,444,000 | 7,936,000 | 9,691,000 | 9,160,000 |
| Equity capital | 8,521,000 | 8,706,000 | 8,492,000 | 9,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,453,000 | 3,711,000 | 4,907,000 |
| Interest expense | 323,000 | 633,000 | 931,000 | 1,202,000 |
| Net interest income | 912,000 | 1,820,000 | 2,780,000 | 3,705,000 |
| Noninterest income | 103,000 | 217,000 | 330,000 | 405,000 |
| Noninterest expense | 522,000 | 1,054,000 | 1,645,000 | 2,356,000 |
| Provision for loan losses | 78,000 | 168,000 | 258,000 | 288,000 |
| Pretax income | 415,000 | 815,000 | 1,207,000 | 1,466,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 414,000 | 813,000 | 1,204,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,521,000 | 8,706,000 | 8,492,000 | 9,547,000 |
| Total capital | 9,322,000 | 9,532,000 | 9,331,000 | 10,367,000 |
| Risk-weighted assets | 63,713,000 | 65,621,000 | 66,680,000 | 65,344,000 |