Call reports 2010
COMMUNITY BANK OF CAMERON — 2010
What COMMUNITY BANK OF CAMERON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 101,352,000 | 100,988,000 | 102,315,000 | 101,921,000 |
| Total loans | 80,822,000 | 80,330,000 | 80,484,000 | 80,591,000 |
| Allowance for loan losses | 1,090,000 | 1,137,000 | 1,164,000 | 1,109,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,618,000 | 2,418,000 | 2,552,000 | 2,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,852,000 | 85,255,000 | 86,392,000 | 85,958,000 |
| Interest-bearing deposits | 67,671,000 | 67,205,000 | 66,130,000 | 77,006,000 |
| Noninterest-bearing deposits | 18,181,000 | 18,050,000 | 20,262,000 | 8,952,000 |
| Equity capital | 7,837,000 | 8,022,000 | 8,229,000 | 8,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,623,000 | 3,943,000 | 5,220,000 |
| Interest expense | 423,000 | 824,000 | 1,205,000 | 1,555,000 |
| Net interest income | 894,000 | 1,799,000 | 2,738,000 | 3,665,000 |
| Noninterest income | 108,000 | 230,000 | 325,000 | 409,000 |
| Noninterest expense | 537,000 | 1,053,000 | 1,608,000 | 2,290,000 |
| Provision for loan losses | 44,000 | 109,000 | 152,000 | 197,000 |
| Pretax income | 421,000 | 867,000 | 1,303,000 | 1,587,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 6,000 |
| Net income | 419,000 | 864,000 | 1,299,000 | 1,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,837,000 | 8,022,000 | 8,229,000 | 8,332,000 |
| Total capital | 8,640,000 | 8,826,000 | 9,033,000 | 9,133,000 |
| Risk-weighted assets | 63,929,000 | 63,964,000 | 63,990,000 | 63,756,000 |