Call reports 2026
CIERA BANK — 2026
What CIERA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 969,580,000 | 992,919,000 |
| Total loans | 719,900,000 | 763,653,000 |
| Allowance for loan losses | 11,200,000 | 12,366,000 |
| Securities available for sale | 55,402,000 | 55,082,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 848,349,000 | 868,790,000 |
| Interest-bearing deposits | 631,497,000 | 641,919,000 |
| Noninterest-bearing deposits | 216,852,000 | 226,871,000 |
| Equity capital | 109,028,000 | 110,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,491,000 | 30,194,000 |
| Interest expense | 4,795,000 | 9,628,000 |
| Net interest income | 9,696,000 | 20,566,000 |
| Noninterest income | 560,000 | 1,354,000 |
| Noninterest expense | 6,342,000 | 12,789,000 |
| Provision for loan losses | -338,000 | 1,629,000 |
| Pretax income | 4,324,000 | 7,348,000 |
| Income tax | 0 | 0 |
| Net income | 4,324,000 | 7,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 109,539,000 | 110,197,000 |
| Total capital | 119,340,000 | 120,562,000 |
| Risk-weighted assets | 780,588,000 | 824,913,000 |