Call reports 2021
CIERA BANK — 2021
What CIERA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 819,069,000 | 832,241,000 | 834,344,000 | 866,556,000 |
| Total loans | 534,821,000 | 549,061,000 | 543,458,000 | 564,964,000 |
| Allowance for loan losses | 8,588,000 | 8,771,000 | 8,761,000 | 9,029,000 |
| Securities available for sale | 64,435,000 | 68,993,000 | 69,548,000 | 71,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 729,638,000 | 739,636,000 | 740,080,000 | 772,043,000 |
| Interest-bearing deposits | 477,689,000 | 470,577,000 | 466,161,000 | 477,170,000 |
| Noninterest-bearing deposits | 251,949,000 | 269,059,000 | 273,919,000 | 294,873,000 |
| Equity capital | 83,280,000 | 85,492,000 | 86,608,000 | 88,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,084,000 | 15,792,000 | 23,360,000 | 30,954,000 |
| Interest expense | 1,240,000 | 2,330,000 | 3,214,000 | 4,017,000 |
| Net interest income | 6,844,000 | 13,462,000 | 20,146,000 | 26,937,000 |
| Noninterest income | 570,000 | 1,610,000 | 2,243,000 | 2,868,000 |
| Noninterest expense | 4,123,000 | 8,254,000 | 12,467,000 | 17,211,000 |
| Provision for loan losses | 0 | 198,000 | 198,000 | -538,000 |
| Pretax income | 3,291,000 | 6,620,000 | 9,724,000 | 13,132,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,291,000 | 6,620,000 | 9,724,000 | 13,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,676,000 | 76,367,000 | 77,856,000 | 79,664,000 |
| Total capital | 82,046,000 | 84,089,000 | 85,701,000 | 87,882,000 |
| Risk-weighted assets | 588,414,000 | 616,740,000 | 626,736,000 | 656,655,000 |