Call reports 2017
CIERA BANK — 2017
What CIERA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 535,081,000 | 524,801,000 | 535,624,000 | 546,879,000 |
| Total loans | 390,031,000 | 391,566,000 | 401,461,000 | 398,541,000 |
| Allowance for loan losses | 8,157,000 | 8,289,000 | 8,264,000 | 8,419,000 |
| Securities available for sale | 44,835,000 | 49,879,000 | 49,727,000 | 49,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,342,000 | 449,891,000 | 458,873,000 | 471,341,000 |
| Interest-bearing deposits | 284,958,000 | 293,738,000 | 295,139,000 | 301,261,000 |
| Noninterest-bearing deposits | 162,384,000 | 156,153,000 | 163,734,000 | 170,080,000 |
| Equity capital | 68,789,000 | 69,910,000 | 70,574,000 | 71,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,398,000 | 12,240,000 | 18,255,000 | 24,417,000 |
| Interest expense | 453,000 | 920,000 | 1,436,000 | 2,008,000 |
| Net interest income | 5,945,000 | 11,320,000 | 16,819,000 | 22,409,000 |
| Noninterest income | 641,000 | 1,485,000 | 2,270,000 | 3,038,000 |
| Noninterest expense | 3,472,000 | 7,069,000 | 10,691,000 | 14,291,000 |
| Provision for loan losses | 190,000 | 310,000 | 310,000 | 415,000 |
| Pretax income | 2,924,000 | 5,426,000 | 8,088,000 | 10,741,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,924,000 | 5,426,000 | 8,088,000 | 10,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,253,000 | 62,842,000 | 63,652,000 | 64,374,000 |
| Total capital | 67,557,000 | 68,093,000 | 69,065,000 | 69,839,000 |
| Risk-weighted assets | 421,518,000 | 417,084,000 | 430,212,000 | 434,313,000 |