Call reports 2006
CIERA BANK — 2006
What CIERA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 152,402,000 | 157,741,000 | 157,152,000 | 161,493,000 |
| Total loans | 98,933,000 | 107,034,000 | 106,975,000 | 107,290,000 |
| Allowance for loan losses | 1,267,000 | 1,272,000 | 1,283,000 | 1,283,000 |
| Securities available for sale | 29,526,000 | 30,257,000 | 30,179,000 | 31,381,000 |
| Securities held to maturity | 624,000 | 572,000 | 512,000 | 461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,812,000 | 134,554,000 | 139,597,000 | 143,817,000 |
| Interest-bearing deposits | 103,013,000 | 104,407,000 | 105,976,000 | 111,988,000 |
| Noninterest-bearing deposits | 30,799,000 | 30,147,000 | 33,621,000 | 31,829,000 |
| Equity capital | 13,470,000 | 13,304,000 | 14,001,000 | 14,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,187,000 | 4,483,000 | 6,948,000 | 9,499,000 |
| Interest expense | 688,000 | 1,417,000 | 2,281,000 | 3,135,000 |
| Net interest income | 1,499,000 | 3,066,000 | 4,667,000 | 6,364,000 |
| Noninterest income | 493,000 | 995,000 | 1,471,000 | 2,027,000 |
| Noninterest expense | 1,225,000 | 2,478,000 | 3,732,000 | 5,005,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 752,000 | 1,553,000 | 2,346,000 | 3,296,000 |
| Income tax | 0 | 0 | 0 | 9,000 |
| Net income | 752,000 | 1,553,000 | 2,346,000 | 3,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,773,000 | 13,938,000 | 13,987,000 | 14,113,000 |
| Total capital | 15,040,000 | 15,210,000 | 15,270,000 | 15,396,000 |
| Risk-weighted assets | 116,244,000 | 124,028,000 | 124,809,000 | 124,785,000 |
Machine access — free, no API key
Every figure shown here about CIERA BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.