Call reports 2005
CIERA BANK — 2005
What CIERA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 139,385,000 | 140,138,000 | 146,148,000 | 153,408,000 |
| Total loans | 96,842,000 | 100,207,000 | 99,399,000 | 98,834,000 |
| Allowance for loan losses | 1,376,000 | 1,366,000 | 1,353,000 | 1,290,000 |
| Securities available for sale | 27,438,000 | 24,770,000 | 23,985,000 | 25,755,000 |
| Securities held to maturity | 909,000 | 831,000 | 745,000 | 680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,582,000 | 121,663,000 | 126,165,000 | 134,943,000 |
| Interest-bearing deposits | 92,997,000 | 93,129,000 | 96,332,000 | 103,607,000 |
| Noninterest-bearing deposits | 28,585,000 | 28,534,000 | 29,833,000 | 31,336,000 |
| Equity capital | 12,844,000 | 13,485,000 | 13,566,000 | 13,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,892,000 | 5,988,000 | 8,162,000 |
| Interest expense | 368,000 | 763,000 | 1,238,000 | 1,888,000 |
| Net interest income | 1,534,000 | 3,129,000 | 4,750,000 | 6,274,000 |
| Noninterest income | 513,000 | 977,000 | 1,462,000 | 1,923,000 |
| Noninterest expense | 1,065,000 | 2,155,000 | 3,273,000 | 4,415,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 967,000 | 1,925,000 | 2,898,000 | 3,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 967,000 | 1,925,000 | 2,898,000 | 3,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,794,000 | 13,132,000 | 13,388,000 | 13,492,000 |
| Total capital | 14,170,000 | 14,498,000 | 14,741,000 | 14,782,000 |
| Risk-weighted assets | 111,942,000 | 114,059,000 | 114,488,000 | 114,577,000 |
Machine access — free, no API key
Every figure shown here about CIERA BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.