Call reports 2025
NORTH AMERICAN SAVINGS BANK, FSB — 2025
What NORTH AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,033,522,000 | 2,938,521,000 | 2,932,535,000 | 2,966,175,000 |
| Total loans | 2,134,934,000 | 2,146,884,000 | 2,156,309,000 | 2,180,275,000 |
| Allowance for loan losses | 30,099,000 | 30,112,000 | 29,626,000 | 29,625,000 |
| Securities available for sale | 618,307,000 | 627,548,000 | 518,764,000 | 490,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,940,859,000 | 1,862,784,000 | 1,853,668,000 | 1,895,946,000 |
| Interest-bearing deposits | 1,817,661,000 | 1,728,942,000 | 1,724,460,000 | 1,772,615,000 |
| Noninterest-bearing deposits | 123,198,000 | 133,842,000 | 129,208,000 | 123,331,000 |
| Equity capital | 408,790,000 | 412,172,000 | 419,822,000 | 425,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 42,546,000 | 85,319,000 | 128,652,000 | 171,444,000 |
| Interest expense | 22,799,000 | 45,429,000 | 67,407,000 | 89,026,000 |
| Net interest income | 19,747,000 | 39,890,000 | 61,245,000 | 82,418,000 |
| Noninterest income | 890,000 | 3,411,000 | 5,905,000 | 8,100,000 |
| Noninterest expense | 12,666,000 | 25,770,000 | 38,889,000 | 51,171,000 |
| Provision for loan losses | 0 | 0 | -450,000 | -450,000 |
| Pretax income | 7,835,000 | 17,026,000 | 27,756,000 | 38,842,000 |
| Income tax | 1,995,000 | 4,256,000 | 6,895,000 | 9,612,000 |
| Net income | 5,840,000 | 12,770,000 | 20,861,000 | 29,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 417,226,000 | 422,458,000 | 426,358,000 | 432,346,000 |
| Total capital | 442,908,000 | 449,468,000 | 452,277,000 | 460,453,000 |
| Risk-weighted assets | 2,048,869,000 | 2,155,999,000 | 2,067,662,000 | 2,244,930,000 |