Call reports 2024
NORTH AMERICAN SAVINGS BANK, FSB — 2024
What NORTH AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,861,093,000 | 2,786,536,000 | 2,859,268,000 | 2,918,822,000 |
| Total loans | 2,141,343,000 | 2,135,873,000 | 2,141,314,000 | 2,163,519,000 |
| Allowance for loan losses | 30,102,000 | 30,119,000 | 30,092,000 | 30,095,000 |
| Securities available for sale | 288,960,000 | 411,321,000 | 402,828,000 | 510,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,817,180,000 | 1,729,830,000 | 1,759,781,000 | 1,822,282,000 |
| Interest-bearing deposits | 1,672,910,000 | 1,597,786,000 | 1,633,788,000 | 1,706,907,000 |
| Noninterest-bearing deposits | 144,270,000 | 132,044,000 | 125,993,000 | 115,375,000 |
| Equity capital | 395,998,000 | 391,839,000 | 400,981,000 | 401,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 40,274,000 | 81,863,000 | 124,899,000 | 166,791,000 |
| Interest expense | 20,252,000 | 41,710,000 | 64,663,000 | 86,802,000 |
| Net interest income | 20,022,000 | 40,153,000 | 60,236,000 | 79,989,000 |
| Noninterest income | 3,243,000 | 4,981,000 | 6,281,000 | 9,769,000 |
| Noninterest expense | 12,964,000 | 25,804,000 | 39,382,000 | 51,906,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,287,000 | 19,325,000 | 27,201,000 | 37,850,000 |
| Income tax | 2,193,000 | 4,287,000 | 5,988,000 | 8,633,000 |
| Net income | 8,094,000 | 15,038,000 | 21,213,000 | 29,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 409,085,000 | 405,295,000 | 406,736,000 | 413,029,000 |
| Total capital | 431,040,000 | 428,811,000 | 429,918,000 | 438,346,000 |
| Risk-weighted assets | 1,747,068,000 | 1,873,546,000 | 1,846,516,000 | 2,019,452,000 |