Call reports 2022
NORTH AMERICAN SAVINGS BANK, FSB — 2022
What NORTH AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,196,893,000 | 2,475,814,000 | 2,641,449,000 | 2,517,837,000 |
| Total loans | 1,732,938,000 | 2,014,292,000 | 2,132,768,000 | 2,171,359,000 |
| Allowance for loan losses | 28,194,000 | 28,993,000 | 29,775,000 | 29,801,000 |
| Securities available for sale | 172,157,000 | 173,477,000 | 203,606,000 | 209,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,374,555,000 | 1,383,529,000 | 1,528,957,000 | 1,659,371,000 |
| Interest-bearing deposits | 1,224,856,000 | 1,220,424,000 | 1,359,990,000 | 1,523,129,000 |
| Noninterest-bearing deposits | 149,699,000 | 163,105,000 | 168,967,000 | 136,242,000 |
| Equity capital | 398,839,000 | 396,300,000 | 386,294,000 | 386,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,522,000 | 50,494,000 | 79,903,000 | 113,350,000 |
| Interest expense | 2,985,000 | 6,445,000 | 12,322,000 | 22,770,000 |
| Net interest income | 21,537,000 | 44,049,000 | 67,581,000 | 90,580,000 |
| Noninterest income | 18,103,000 | 34,522,000 | 42,481,000 | 47,163,000 |
| Noninterest expense | 28,778,000 | 54,579,000 | 79,281,000 | 100,262,000 |
| Provision for loan losses | 0 | 0 | 750,000 | 750,000 |
| Pretax income | 10,862,000 | 24,252,000 | 30,291,000 | 36,991,000 |
| Income tax | 1,909,000 | 5,010,000 | 6,305,000 | 7,976,000 |
| Net income | 8,953,000 | 19,242,000 | 23,986,000 | 29,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 400,830,000 | 405,239,000 | 403,870,000 | 402,815,000 |
| Total capital | 420,678,000 | 426,186,000 | 426,098,000 | 424,478,000 |
| Risk-weighted assets | 1,579,518,000 | 1,667,756,000 | 1,770,722,000 | 1,724,928,000 |