Call reports 2021
NORTH AMERICAN SAVINGS BANK, FSB — 2021
What NORTH AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,470,938,000 | 2,297,102,000 | 2,347,185,000 | 2,177,145,000 |
| Total loans | 2,169,690,000 | 1,850,743,000 | 2,014,922,000 | 1,782,806,000 |
| Allowance for loan losses | 30,366,000 | 25,672,000 | 26,204,000 | 26,562,000 |
| Securities available for sale | 142,850,000 | 144,317,000 | 143,045,000 | 130,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,587,687,000 | 1,446,799,000 | 1,375,631,000 | 1,365,672,000 |
| Interest-bearing deposits | 1,351,301,000 | 1,277,159,000 | 1,204,102,000 | 1,215,707,000 |
| Noninterest-bearing deposits | 236,386,000 | 169,640,000 | 171,529,000 | 149,965,000 |
| Equity capital | 396,453,000 | 403,983,000 | 399,833,000 | 401,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 28,776,000 | 57,215,000 | 83,073,000 | 108,948,000 |
| Interest expense | 3,852,000 | 7,094,000 | 10,030,000 | 12,977,000 |
| Net interest income | 24,924,000 | 50,121,000 | 73,043,000 | 95,971,000 |
| Noninterest income | 51,241,000 | 80,569,000 | 107,690,000 | 131,383,000 |
| Noninterest expense | 42,659,000 | 83,377,000 | 120,194,000 | 155,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,506,000 | 47,313,000 | 60,539,000 | 72,085,000 |
| Income tax | 7,463,000 | 10,079,000 | 12,551,000 | 15,338,000 |
| Net income | 26,043,000 | 37,234,000 | 47,988,000 | 56,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 392,548,000 | 398,385,000 | 394,534,000 | 397,954,000 |
| Total capital | 416,298,000 | 420,245,000 | 416,302,000 | 417,894,000 |
| Risk-weighted assets | 1,893,419,000 | 1,745,062,000 | 1,737,032,000 | 1,588,642,000 |