Call reports 2018
NORTH AMERICAN SAVINGS BANK, FSB — 2018
What NORTH AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,897,519,000 | 1,982,662,000 | 2,047,222,000 | 2,185,032,000 |
| Total loans | 1,690,249,000 | 1,790,110,000 | 1,856,386,000 | 2,003,218,000 |
| Allowance for loan losses | 18,546,000 | 19,319,000 | 19,729,000 | 20,488,000 |
| Securities available for sale | 127,390,000 | 125,309,000 | 130,088,000 | 117,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,464,548,000 | 1,502,599,000 | 1,561,214,000 | 1,678,973,000 |
| Interest-bearing deposits | 1,371,981,000 | 1,403,405,000 | 1,459,177,000 | 1,593,410,000 |
| Noninterest-bearing deposits | 92,567,000 | 99,194,000 | 102,037,000 | 85,563,000 |
| Equity capital | 227,826,000 | 230,454,000 | 235,536,000 | 238,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 23,419,000 | 48,403,000 | 76,047,000 | 103,716,000 |
| Interest expense | 4,610,000 | 9,577,000 | 15,743,000 | 23,370,000 |
| Net interest income | 18,809,000 | 38,826,000 | 60,304,000 | 80,346,000 |
| Noninterest income | 9,111,000 | 17,757,000 | 27,235,000 | 36,252,000 |
| Noninterest expense | 18,203,000 | 36,035,000 | 55,009,000 | 72,562,000 |
| Provision for loan losses | 1,850,000 | 2,350,000 | 2,625,000 | 3,375,000 |
| Pretax income | 7,859,000 | 18,190,000 | 29,897,000 | 40,653,000 |
| Income tax | 1,293,000 | 4,237,000 | 7,316,000 | 10,005,000 |
| Net income | 6,566,000 | 13,953,000 | 22,581,000 | 30,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 222,361,000 | 226,090,000 | 231,062,000 | 235,473,000 |
| Total capital | 240,907,000 | 245,409,000 | 250,791,000 | 255,961,000 |
| Risk-weighted assets | 1,532,897,000 | 1,610,741,000 | 1,630,036,000 | 1,646,121,000 |