Call reports 2017
NORTH AMERICAN SAVINGS BANK, FSB — 2017
What NORTH AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,899,758,000 | 2,057,086,000 | 2,045,542,000 | 1,995,487,000 |
| Total loans | 1,570,796,000 | 1,717,103,000 | 1,730,072,000 | 1,691,320,000 |
| Allowance for loan losses | 17,035,000 | 17,824,000 | 18,230,000 | 18,310,000 |
| Securities available for sale | 251,573,000 | 228,940,000 | 215,463,000 | 160,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,262,909,000 | 1,341,948,000 | 1,316,400,000 | 1,296,158,000 |
| Interest-bearing deposits | 1,175,631,000 | 1,244,966,000 | 1,217,650,000 | 1,211,205,000 |
| Noninterest-bearing deposits | 87,278,000 | 96,982,000 | 98,750,000 | 84,953,000 |
| Equity capital | 226,702,000 | 230,336,000 | 236,438,000 | 241,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 21,569,000 | 46,134,000 | 70,342,000 | 94,759,000 |
| Interest expense | 3,657,000 | 7,899,000 | 12,570,000 | 17,176,000 |
| Net interest income | 17,912,000 | 38,235,000 | 57,772,000 | 77,583,000 |
| Noninterest income | 10,526,000 | 21,940,000 | 35,076,000 | 47,469,000 |
| Noninterest expense | 19,597,000 | 40,179,000 | 60,922,000 | 79,952,000 |
| Provision for loan losses | 550,000 | 950,000 | 950,000 | 950,000 |
| Pretax income | 8,291,000 | 19,270,000 | 31,200,000 | 44,374,000 |
| Income tax | 3,192,000 | 7,419,000 | 12,012,000 | 17,872,000 |
| Net income | 5,099,000 | 11,851,000 | 19,188,000 | 26,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,030,000 | 225,309,000 | 230,174,000 | 235,016,000 |
| Total capital | 238,065,000 | 243,133,000 | 248,404,000 | 253,326,000 |
| Risk-weighted assets | 1,507,982,000 | 1,647,773,000 | 1,625,464,000 | 1,558,677,000 |