Call reports 2014
NORTH AMERICAN SAVINGS BANK, FSB — 2014
What NORTH AMERICAN SAVINGS BANK, FSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,164,528,000 | 1,187,320,000 | 1,148,044,000 | 1,281,397,000 |
| Total loans | 796,486,000 | 826,395,000 | 899,390,000 | 1,026,662,000 |
| Allowance for loan losses | 13,671,000 | 14,190,000 | 15,489,000 | 17,185,000 |
| Securities available for sale | 257,091,000 | 240,237,000 | 127,498,000 | 129,428,000 |
| Securities held to maturity | 63,866,000 | 73,325,000 | 73,139,000 | 72,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 762,075,000 | 753,761,000 | 787,653,000 | 796,890,000 |
| Interest-bearing deposits | 727,200,000 | 712,714,000 | 753,266,000 | 763,110,000 |
| Noninterest-bearing deposits | 34,875,000 | 41,047,000 | 34,387,000 | 33,780,000 |
| Equity capital | 204,356,000 | 209,498,000 | 202,253,000 | 204,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,373,000 | 25,198,000 | 38,016,000 | 51,345,000 |
| Interest expense | 1,386,000 | 2,815,000 | 4,398,000 | 6,153,000 |
| Net interest income | 10,987,000 | 22,383,000 | 33,618,000 | 45,192,000 |
| Noninterest income | 9,065,000 | 20,948,000 | 32,811,000 | 44,398,000 |
| Noninterest expense | 15,854,000 | 31,885,000 | 49,203,000 | 65,653,000 |
| Provision for loan losses | -5,000,000 | -5,000,000 | -5,000,000 | -5,000,000 |
| Pretax income | 9,706,000 | 16,954,000 | 23,145,000 | 29,856,000 |
| Income tax | 3,397,000 | 5,934,000 | 8,100,000 | 10,450,000 |
| Net income | 6,309,000 | 11,020,000 | 15,045,000 | 19,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,036,000 | 205,791,000 | 198,919,000 | 201,443,000 |
| Total capital | 212,756,000 | 217,038,000 | 210,467,000 | 212,699,000 |
| Risk-weighted assets | 854,662,000 | 896,786,000 | 919,916,000 | 894,543,000 |