Call reports 2025
RIDDELL NATIONAL BANK, THE — 2025
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 357,295,000 | 351,595,000 | 364,584,000 | 365,876,000 |
| Total loans | 270,794,000 | 273,662,000 | 282,729,000 | 286,032,000 |
| Allowance for loan losses | 3,316,000 | 3,385,000 | 3,437,000 | 3,470,000 |
| Securities available for sale | 54,155,000 | 54,279,000 | 55,664,000 | 56,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,018,000 | 313,345,000 | 324,834,000 | 327,353,000 |
| Interest-bearing deposits | 255,670,000 | 247,648,000 | 261,366,000 | 264,159,000 |
| Noninterest-bearing deposits | 64,348,000 | 65,697,000 | 63,468,000 | 63,194,000 |
| Equity capital | 24,389,000 | 25,028,000 | 27,028,000 | 27,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,561,000 | 9,329,000 | 14,225,000 | 19,222,000 |
| Interest expense | 1,876,000 | 3,666,000 | 5,531,000 | 7,339,000 |
| Net interest income | 2,685,000 | 5,663,000 | 8,694,000 | 11,883,000 |
| Noninterest income | 594,000 | 1,231,000 | 1,828,000 | 2,357,000 |
| Noninterest expense | 2,390,000 | 4,798,000 | 7,287,000 | 9,883,000 |
| Provision for loan losses | 238,000 | 277,000 | 363,000 | 596,000 |
| Pretax income | 676,000 | 1,862,000 | 2,915,000 | 3,799,000 |
| Income tax | 127,000 | 379,000 | 597,000 | 765,000 |
| Net income | 549,000 | 1,483,000 | 2,318,000 | 3,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,304,000 | 30,088,000 | 30,923,000 | 30,989,000 |
| Total capital | 32,574,000 | 33,427,000 | 34,317,000 | 34,421,000 |
| Risk-weighted assets | 272,262,000 | 272,950,000 | 283,490,000 | 283,287,000 |