Call reports 2023
RIDDELL NATIONAL BANK, THE — 2023
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 301,333,000 | 307,396,000 | 312,131,000 | 322,828,000 |
| Total loans | 219,108,000 | 227,107,000 | 237,009,000 | 245,023,000 |
| Allowance for loan losses | 3,051,000 | 3,152,000 | 3,004,000 | 3,107,000 |
| Securities available for sale | 53,064,000 | 52,987,000 | 51,753,000 | 54,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,701,000 | 274,616,000 | 278,477,000 | 284,413,000 |
| Interest-bearing deposits | 203,974,000 | 203,910,000 | 216,310,000 | 223,095,000 |
| Noninterest-bearing deposits | 70,727,000 | 70,706,000 | 62,167,000 | 61,318,000 |
| Equity capital | 21,193,000 | 21,477,000 | 20,975,000 | 22,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,133,000 | 6,512,000 | 10,034,000 | 13,812,000 |
| Interest expense | 811,000 | 1,815,000 | 3,094,000 | 4,714,000 |
| Net interest income | 2,322,000 | 4,697,000 | 6,940,000 | 9,098,000 |
| Noninterest income | 542,000 | 1,028,000 | 1,532,000 | 2,350,000 |
| Noninterest expense | 2,161,000 | 4,362,000 | 6,401,000 | 8,606,000 |
| Provision for loan losses | 220,000 | 283,000 | 222,000 | 354,000 |
| Pretax income | 490,000 | 1,099,000 | 1,876,000 | 2,514,000 |
| Income tax | 85,000 | 200,000 | 355,000 | 428,000 |
| Net income | 405,000 | 899,000 | 1,521,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,762,000 | 27,117,000 | 27,929,000 | 27,771,000 |
| Total capital | 29,414,000 | 29,871,000 | 30,535,000 | 30,510,000 |
| Risk-weighted assets | 228,287,000 | 233,324,000 | 236,765,000 | 243,189,000 |