Call reports 2022
RIDDELL NATIONAL BANK, THE — 2022
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 284,718,000 | 278,685,000 | 283,058,000 | 293,739,000 |
| Total loans | 187,631,000 | 195,627,000 | 201,214,000 | 209,453,000 |
| Allowance for loan losses | 2,084,000 | 2,036,000 | 2,027,000 | 2,054,000 |
| Securities available for sale | 48,274,000 | 52,447,000 | 51,717,000 | 52,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,911,000 | 251,829,000 | 256,755,000 | 264,341,000 |
| Interest-bearing deposits | 175,570,000 | 178,517,000 | 185,117,000 | 193,759,000 |
| Noninterest-bearing deposits | 75,341,000 | 73,312,000 | 71,638,000 | 70,582,000 |
| Equity capital | 22,215,000 | 19,920,000 | 19,512,000 | 20,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 4,881,000 | 7,580,000 | 10,487,000 |
| Interest expense | 214,000 | 462,000 | 816,000 | 1,416,000 |
| Net interest income | 2,156,000 | 4,419,000 | 6,764,000 | 9,071,000 |
| Noninterest income | 738,000 | 1,199,000 | 1,726,000 | 2,563,000 |
| Noninterest expense | 1,979,000 | 3,979,000 | 5,990,000 | 8,165,000 |
| Provision for loan losses | 20,000 | 20,000 | 50,000 | 90,000 |
| Pretax income | 892,000 | 1,616,000 | 2,442,000 | 3,364,000 |
| Income tax | 193,000 | 341,000 | 518,000 | 706,000 |
| Net income | 699,000 | 1,275,000 | 1,924,000 | 2,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,561,000 | 26,036,000 | 26,686,000 | 26,720,000 |
| Total capital | 27,645,000 | 28,072,000 | 28,713,000 | 28,774,000 |
| Risk-weighted assets | 205,496,000 | 216,160,000 | 212,509,000 | 222,189,000 |