Call reports 2021
RIDDELL NATIONAL BANK, THE — 2021
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 267,493,000 | 267,577,000 | 271,666,000 | 273,306,000 |
| Total loans | 188,135,000 | 188,322,000 | 188,255,000 | 187,203,000 |
| Allowance for loan losses | 2,215,000 | 2,158,000 | 2,147,000 | 2,090,000 |
| Securities available for sale | 36,116,000 | 39,765,000 | 41,802,000 | 40,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,797,000 | 232,697,000 | 235,649,000 | 237,969,000 |
| Interest-bearing deposits | 167,968,000 | 170,778,000 | 170,853,000 | 171,375,000 |
| Noninterest-bearing deposits | 65,829,000 | 61,919,000 | 64,796,000 | 66,594,000 |
| Equity capital | 22,149,000 | 22,925,000 | 23,669,000 | 23,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,705,000 | 7,157,000 | 9,589,000 |
| Interest expense | 277,000 | 543,000 | 795,000 | 1,026,000 |
| Net interest income | 1,992,000 | 4,162,000 | 6,362,000 | 8,563,000 |
| Noninterest income | 736,000 | 1,474,000 | 2,028,000 | 2,676,000 |
| Noninterest expense | 1,729,000 | 3,645,000 | 5,577,000 | 7,637,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 882,000 | 1,804,000 | 2,627,000 | 3,429,000 |
| Income tax | 195,000 | 399,000 | 577,000 | 750,000 |
| Net income | 687,000 | 1,405,000 | 2,050,000 | 2,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,670,000 | 24,287,000 | 24,932,000 | 24,862,000 |
| Total capital | 25,885,000 | 26,445,000 | 27,079,000 | 26,952,000 |
| Risk-weighted assets | 206,102,000 | 195,626,000 | 199,324,000 | 200,634,000 |