Call reports 2020
RIDDELL NATIONAL BANK, THE — 2020
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 245,639,000 | 264,428,000 | 256,224,000 | 250,195,000 |
| Total loans | 188,531,000 | 200,726,000 | 199,714,000 | 186,478,000 |
| Allowance for loan losses | 1,989,000 | 2,136,000 | 2,259,000 | 2,270,000 |
| Securities available for sale | 24,460,000 | 26,172,000 | 24,642,000 | 28,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,795,000 | 226,531,000 | 217,238,000 | 216,262,000 |
| Interest-bearing deposits | 167,901,000 | 174,133,000 | 164,839,000 | 161,734,000 |
| Noninterest-bearing deposits | 41,894,000 | 52,398,000 | 52,399,000 | 54,528,000 |
| Equity capital | 19,378,000 | 21,045,000 | 21,962,000 | 21,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,611,000 | 5,268,000 | 7,910,000 | 10,255,000 |
| Interest expense | 576,000 | 1,041,000 | 1,457,000 | 1,800,000 |
| Net interest income | 2,035,000 | 4,227,000 | 6,453,000 | 8,455,000 |
| Noninterest income | 392,000 | 1,226,000 | 2,167,000 | 2,927,000 |
| Noninterest expense | 1,894,000 | 3,767,000 | 5,726,000 | 7,986,000 |
| Provision for loan losses | 0 | 190,000 | 310,000 | 330,000 |
| Pretax income | 533,000 | 1,632,000 | 2,729,000 | 3,235,000 |
| Income tax | 110,000 | 369,000 | 629,000 | 723,000 |
| Net income | 423,000 | 1,263,000 | 2,100,000 | 2,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,693,000 | 22,433,000 | 23,270,000 | 22,982,000 |
| Total capital | 23,720,000 | 24,569,000 | 25,529,000 | 25,252,000 |
| Risk-weighted assets | 194,461,000 | 212,072,000 | 210,031,000 | 198,701,000 |