Call reports 2019
RIDDELL NATIONAL BANK, THE — 2019
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 223,901,000 | 229,252,000 | 233,203,000 | 238,717,000 |
| Total loans | 177,981,000 | 184,943,000 | 188,724,000 | 186,876,000 |
| Allowance for loan losses | 1,923,000 | 1,935,000 | 2,012,000 | 1,990,000 |
| Securities available for sale | 24,518,000 | 24,886,000 | 25,565,000 | 25,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,110,000 | 193,515,000 | 196,743,000 | 202,407,000 |
| Interest-bearing deposits | 149,439,000 | 155,473,000 | 158,192,000 | 162,627,000 |
| Noninterest-bearing deposits | 41,671,000 | 38,042,000 | 38,551,000 | 39,780,000 |
| Equity capital | 19,183,000 | 19,910,000 | 20,527,000 | 19,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 4,950,000 | 7,578,000 | 10,181,000 |
| Interest expense | 497,000 | 1,062,000 | 1,634,000 | 2,213,000 |
| Net interest income | 1,926,000 | 3,888,000 | 5,944,000 | 7,968,000 |
| Noninterest income | 384,000 | 782,000 | 1,222,000 | 1,827,000 |
| Noninterest expense | 1,673,000 | 3,324,000 | 5,092,000 | 7,060,000 |
| Provision for loan losses | 105,000 | 179,000 | 274,000 | 359,000 |
| Pretax income | 532,000 | 1,172,000 | 1,806,000 | 2,387,000 |
| Income tax | 110,000 | 249,000 | 386,000 | 509,000 |
| Net income | 422,000 | 923,000 | 1,420,000 | 1,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,614,000 | 21,016,000 | 21,512,000 | 21,270,000 |
| Total capital | 22,618,000 | 23,052,000 | 23,635,000 | 23,352,000 |
| Risk-weighted assets | 177,757,000 | 182,386,000 | 185,243,000 | 186,668,000 |