Call reports 2018
RIDDELL NATIONAL BANK, THE — 2018
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 213,916,000 | 231,025,000 | 223,270,000 | 216,405,000 |
| Total loans | 170,834,000 | 179,502,000 | 179,162,000 | 177,895,000 |
| Allowance for loan losses | 1,966,000 | 2,019,000 | 1,904,000 | 1,844,000 |
| Securities available for sale | 24,077,000 | 24,308,000 | 24,068,000 | 24,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,278,000 | 202,937,000 | 195,028,000 | 185,606,000 |
| Interest-bearing deposits | 152,612,000 | 151,133,000 | 147,821,000 | 145,318,000 |
| Noninterest-bearing deposits | 33,666,000 | 51,804,000 | 47,207,000 | 40,288,000 |
| Equity capital | 17,864,000 | 18,330,000 | 18,402,000 | 18,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,184,000 | 4,477,000 | 6,875,000 | 9,278,000 |
| Interest expense | 320,000 | 660,000 | 1,039,000 | 1,512,000 |
| Net interest income | 1,864,000 | 3,817,000 | 5,836,000 | 7,766,000 |
| Noninterest income | 452,000 | 822,000 | 1,200,000 | 1,639,000 |
| Noninterest expense | 1,582,000 | 3,069,000 | 4,621,000 | 6,306,000 |
| Provision for loan losses | 105,000 | 210,000 | 815,000 | 970,000 |
| Pretax income | 629,000 | 1,361,000 | 1,601,000 | 2,106,000 |
| Income tax | 137,000 | 300,000 | 336,000 | 440,000 |
| Net income | 492,000 | 1,061,000 | 1,265,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,568,000 | 20,037,000 | 20,241,000 | 20,192,000 |
| Total capital | 21,576,000 | 22,101,000 | 22,185,000 | 22,090,000 |
| Risk-weighted assets | 170,776,000 | 183,716,000 | 176,565,000 | 174,642,000 |