Call reports 2016
RIDDELL NATIONAL BANK, THE — 2016
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 194,804,000 | 199,149,000 | 197,071,000 | 200,034,000 |
| Total loans | 152,764,000 | 155,641,000 | 160,400,000 | 164,232,000 |
| Allowance for loan losses | 1,750,000 | 1,808,000 | 1,878,000 | 1,877,000 |
| Securities available for sale | 31,162,000 | 24,624,000 | 24,621,000 | 23,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,942,000 | 163,193,000 | 171,689,000 | 168,689,000 |
| Interest-bearing deposits | 127,549,000 | 137,183,000 | 142,797,000 | 138,871,000 |
| Noninterest-bearing deposits | 26,393,000 | 26,010,000 | 28,892,000 | 29,818,000 |
| Equity capital | 16,476,000 | 16,938,000 | 17,293,000 | 16,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,946,000 | 3,881,000 | 5,867,000 | 7,905,000 |
| Interest expense | 220,000 | 433,000 | 642,000 | 850,000 |
| Net interest income | 1,726,000 | 3,448,000 | 5,225,000 | 7,055,000 |
| Noninterest income | 301,000 | 763,000 | 1,180,000 | 1,557,000 |
| Noninterest expense | 1,436,000 | 2,925,000 | 4,408,000 | 6,007,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 500,000 |
| Pretax income | 472,000 | 1,047,000 | 1,639,000 | 2,107,000 |
| Income tax | 151,000 | 336,000 | 530,000 | 675,000 |
| Net income | 321,000 | 711,000 | 1,109,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,543,000 | 17,873,000 | 18,271,000 | 17,994,000 |
| Total capital | 19,309,000 | 19,709,000 | 20,166,000 | 19,930,000 |
| Risk-weighted assets | 170,080,000 | 172,118,000 | 157,299,000 | 159,942,000 |