Call reports 2015
RIDDELL NATIONAL BANK, THE — 2015
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 185,444,000 | 191,824,000 | 193,503,000 | 194,837,000 |
| Total loans | 147,826,000 | 148,686,000 | 150,735,000 | 151,666,000 |
| Allowance for loan losses | 1,757,000 | 1,846,000 | 1,730,000 | 1,735,000 |
| Securities available for sale | 25,526,000 | 31,446,000 | 31,887,000 | 31,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,908,000 | 155,441,000 | 157,118,000 | 152,841,000 |
| Interest-bearing deposits | 133,541,000 | 131,673,000 | 132,241,000 | 127,253,000 |
| Noninterest-bearing deposits | 24,367,000 | 23,768,000 | 24,877,000 | 25,588,000 |
| Equity capital | 15,959,000 | 15,682,000 | 16,109,000 | 15,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,864,000 | 3,740,000 | 5,644,000 | 7,603,000 |
| Interest expense | 227,000 | 452,000 | 676,000 | 895,000 |
| Net interest income | 1,637,000 | 3,288,000 | 4,968,000 | 6,708,000 |
| Noninterest income | 428,000 | 837,000 | 1,220,000 | 1,545,000 |
| Noninterest expense | 1,450,000 | 2,880,000 | 4,355,000 | 5,900,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 440,000 |
| Pretax income | 495,000 | 1,019,000 | 1,491,000 | 1,930,000 |
| Income tax | 160,000 | 330,000 | 475,000 | 609,000 |
| Net income | 335,000 | 689,000 | 1,016,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,948,000 | 17,240,000 | 17,567,000 | 17,222,000 |
| Total capital | 18,734,000 | 19,110,000 | 19,326,000 | 18,978,000 |
| Risk-weighted assets | 144,844,000 | 159,902,000 | 162,228,000 | 170,423,000 |