Call reports 2014
RIDDELL NATIONAL BANK, THE — 2014
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 186,239,000 | 187,060,000 | 190,909,000 | 187,700,000 |
| Total loans | 142,659,000 | 144,864,000 | 148,430,000 | 148,224,000 |
| Allowance for loan losses | 1,864,000 | 1,878,000 | 1,661,000 | 1,758,000 |
| Securities available for sale | 27,001,000 | 27,180,000 | 27,844,000 | 25,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,650,000 | 164,457,000 | 161,937,000 | 161,215,000 |
| Interest-bearing deposits | 138,067,000 | 140,398,000 | 139,977,000 | 138,032,000 |
| Noninterest-bearing deposits | 22,583,000 | 24,059,000 | 21,959,000 | 23,184,000 |
| Equity capital | 14,890,000 | 15,321,000 | 15,749,000 | 15,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,780,000 | 5,700,000 | 7,701,000 |
| Interest expense | 404,000 | 718,000 | 993,000 | 1,247,000 |
| Net interest income | 1,477,000 | 3,062,000 | 4,707,000 | 6,454,000 |
| Noninterest income | 328,000 | 783,000 | 1,286,000 | 1,775,000 |
| Noninterest expense | 1,628,000 | 3,101,000 | 4,472,000 | 5,917,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 289,000 | 741,000 | 1,406,000 | 2,079,000 |
| Income tax | 51,000 | 196,000 | 433,000 | 692,000 |
| Net income | 238,000 | 545,000 | 973,000 | 1,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,122,000 | 16,296,000 | 16,713,000 | 16,612,000 |
| Total capital | 17,918,000 | 18,143,000 | 18,451,000 | 18,404,000 |
| Risk-weighted assets | 136,434,000 | 141,115,000 | 143,087,000 | 142,245,000 |