Call reports 2013
RIDDELL NATIONAL BANK, THE — 2013
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 181,579,000 | 178,233,000 | 182,973,000 | 183,204,000 |
| Total loans | 133,065,000 | 134,766,000 | 138,988,000 | 144,106,000 |
| Allowance for loan losses | 1,748,000 | 1,753,000 | 1,802,000 | 1,846,000 |
| Securities available for sale | 25,970,000 | 28,946,000 | 28,429,000 | 27,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,691,000 | 153,282,000 | 152,984,000 | 154,839,000 |
| Interest-bearing deposits | 134,833,000 | 133,237,000 | 133,019,000 | 134,475,000 |
| Noninterest-bearing deposits | 21,858,000 | 20,045,000 | 19,964,000 | 20,364,000 |
| Equity capital | 14,865,000 | 14,706,000 | 14,704,000 | 14,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,647,000 | 5,521,000 | 7,452,000 |
| Interest expense | 465,000 | 934,000 | 1,402,000 | 1,868,000 |
| Net interest income | 1,332,000 | 2,713,000 | 4,119,000 | 5,584,000 |
| Noninterest income | 480,000 | 1,157,000 | 1,647,000 | 2,055,000 |
| Noninterest expense | 1,406,000 | 2,816,000 | 4,326,000 | 5,840,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 286,000 | 851,000 | 1,117,000 | 1,311,000 |
| Income tax | 68,000 | 259,000 | 319,000 | 308,000 |
| Net income | 218,000 | 592,000 | 798,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,607,000 | 15,918,000 | 16,231,000 | 15,883,000 |
| Total capital | 17,262,000 | 17,648,000 | 18,018,000 | 17,759,000 |
| Risk-weighted assets | 128,260,000 | 132,158,000 | 135,943,000 | 139,028,000 |