Call reports 2012
RIDDELL NATIONAL BANK, THE — 2012
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 193,424,000 | 187,355,000 | 189,471,000 | 178,668,000 |
| Total loans | 139,076,000 | 139,520,000 | 139,533,000 | 135,643,000 |
| Allowance for loan losses | 1,577,000 | 1,767,000 | 1,747,000 | 1,759,000 |
| Securities available for sale | 28,108,000 | 33,713,000 | 33,624,000 | 29,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,978,000 | 163,210,000 | 163,701,000 | 153,436,000 |
| Interest-bearing deposits | 147,301,000 | 142,120,000 | 142,365,000 | 131,274,000 |
| Noninterest-bearing deposits | 21,676,000 | 21,090,000 | 21,336,000 | 22,162,000 |
| Equity capital | 14,352,000 | 14,644,000 | 15,094,000 | 14,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 3,987,000 | 5,983,000 | 7,918,000 |
| Interest expense | 502,000 | 993,000 | 1,477,000 | 1,953,000 |
| Net interest income | 1,477,000 | 2,994,000 | 4,506,000 | 5,965,000 |
| Noninterest income | 529,000 | 1,086,000 | 1,667,000 | 2,375,000 |
| Noninterest expense | 1,311,000 | 2,699,000 | 4,040,000 | 5,656,000 |
| Provision for loan losses | 120,000 | 390,000 | 585,000 | 745,000 |
| Pretax income | 587,000 | 1,003,000 | 1,587,000 | 1,984,000 |
| Income tax | 182,000 | 285,000 | 439,000 | 536,000 |
| Net income | 405,000 | 718,000 | 1,148,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,968,000 | 15,218,000 | 15,636,000 | 15,389,000 |
| Total capital | 16,554,000 | 16,933,000 | 17,316,000 | 17,042,000 |
| Risk-weighted assets | 134,062,000 | 135,771,000 | 134,373,000 | 130,576,000 |