Call reports 2011
RIDDELL NATIONAL BANK, THE — 2011
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,479,000 | 170,294,000 | 177,625,000 | 175,366,000 |
| Total loans | 129,080,000 | 132,017,000 | 136,200,000 | 138,768,000 |
| Allowance for loan losses | 1,339,000 | 1,578,000 | 1,406,000 | 1,495,000 |
| Securities available for sale | 29,142,000 | 27,124,000 | 23,950,000 | 23,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,467,000 | 148,650,000 | 154,706,000 | 149,439,000 |
| Interest-bearing deposits | 135,141,000 | 132,398,000 | 136,260,000 | 128,574,000 |
| Noninterest-bearing deposits | 18,326,000 | 16,252,000 | 18,446,000 | 20,865,000 |
| Equity capital | 13,788,000 | 14,141,000 | 14,371,000 | 13,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 3,983,000 | 6,015,000 | 8,085,000 |
| Interest expense | 535,000 | 1,057,000 | 1,570,000 | 2,080,000 |
| Net interest income | 1,467,000 | 2,926,000 | 4,445,000 | 6,005,000 |
| Noninterest income | 392,000 | 835,000 | 1,167,000 | 1,668,000 |
| Noninterest expense | 1,243,000 | 2,472,000 | 3,800,000 | 4,999,000 |
| Provision for loan losses | 180,000 | 450,000 | 720,000 | 880,000 |
| Pretax income | 437,000 | 873,000 | 1,190,000 | 1,906,000 |
| Income tax | 141,000 | 279,000 | 365,000 | 601,000 |
| Net income | 296,000 | 594,000 | 825,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,256,000 | 14,501,000 | 14,733,000 | 14,412,000 |
| Total capital | 15,615,000 | 16,104,000 | 16,155,000 | 15,917,000 |
| Risk-weighted assets | 127,764,000 | 128,772,000 | 131,494,000 | 131,723,000 |