Call reports 2010
RIDDELL NATIONAL BANK, THE — 2010
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 166,933,000 | 166,935,000 | 178,982,000 | 168,239,000 |
| Total loans | 123,217,000 | 126,284,000 | 128,639,000 | 129,992,000 |
| Allowance for loan losses | 1,078,000 | 1,191,000 | 1,265,000 | 1,297,000 |
| Securities available for sale | 21,894,000 | 30,035,000 | 29,335,000 | 27,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,968,000 | 132,977,000 | 153,963,000 | 139,091,000 |
| Interest-bearing deposits | 121,393,000 | 118,526,000 | 137,478,000 | 122,712,000 |
| Noninterest-bearing deposits | 19,575,000 | 14,451,000 | 16,486,000 | 16,379,000 |
| Equity capital | 13,268,000 | 13,573,000 | 13,934,000 | 13,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,955,000 | 3,930,000 | 5,935,000 | 7,946,000 |
| Interest expense | 558,000 | 1,111,000 | 1,666,000 | 2,230,000 |
| Net interest income | 1,397,000 | 2,819,000 | 4,269,000 | 5,716,000 |
| Noninterest income | 317,000 | 706,000 | 1,119,000 | 1,580,000 |
| Noninterest expense | 1,230,000 | 2,473,000 | 3,791,000 | 5,015,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 376,000 | 824,000 | 1,364,000 | 1,939,000 |
| Income tax | 120,000 | 270,000 | 455,000 | 652,000 |
| Net income | 256,000 | 554,000 | 909,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,675,000 | 13,885,000 | 14,209,000 | 13,903,000 |
| Total capital | 14,758,000 | 15,076,000 | 15,474,000 | 15,200,000 |
| Risk-weighted assets | 121,390,000 | 122,083,000 | 125,891,000 | 126,508,000 |