Call reports 2009
RIDDELL NATIONAL BANK, THE — 2009
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 144,344,000 | 157,881,000 | 158,014,000 | 162,147,000 |
| Total loans | 108,850,000 | 111,993,000 | 121,900,000 | 122,326,000 |
| Allowance for loan losses | 805,000 | 826,000 | 979,000 | 965,000 |
| Securities available for sale | 21,979,000 | 28,087,000 | 27,393,000 | 25,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,614,000 | 119,734,000 | 127,737,000 | 131,600,000 |
| Interest-bearing deposits | 100,937,000 | 106,305,000 | 113,770,000 | 116,745,000 |
| Noninterest-bearing deposits | 15,677,000 | 13,428,000 | 13,966,000 | 14,855,000 |
| Equity capital | 13,220,000 | 13,358,000 | 13,807,000 | 12,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,790,000 | 5,759,000 | 7,778,000 |
| Interest expense | 582,000 | 1,191,000 | 1,802,000 | 2,393,000 |
| Net interest income | 1,324,000 | 2,599,000 | 3,957,000 | 5,385,000 |
| Noninterest income | 371,000 | 754,000 | 1,063,000 | 1,455,000 |
| Noninterest expense | 1,185,000 | 2,451,000 | 3,537,000 | 4,741,000 |
| Provision for loan losses | 132,000 | 224,000 | 386,000 | 598,000 |
| Pretax income | 401,000 | 701,000 | 1,175,000 | 1,370,000 |
| Income tax | 132,000 | 219,000 | 381,000 | 432,000 |
| Net income | 269,000 | 482,000 | 794,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,486,000 | 13,634,000 | 13,524,000 | 13,418,000 |
| Total capital | 14,295,000 | 14,469,000 | 14,526,000 | 14,388,000 |
| Risk-weighted assets | 104,916,000 | 110,582,000 | 117,130,000 | 118,717,000 |