Call reports 2008
RIDDELL NATIONAL BANK, THE — 2008
What RIDDELL NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 144,749,000 | 147,007,000 | 154,284,000 | 141,126,000 |
| Total loans | 98,344,000 | 99,598,000 | 105,618,000 | 109,339,000 |
| Allowance for loan losses | 799,000 | 759,000 | 784,000 | 760,000 |
| Securities available for sale | 24,829,000 | 25,811,000 | 23,308,000 | 22,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,989,000 | 111,338,000 | 112,139,000 | 112,768,000 |
| Interest-bearing deposits | 97,929,000 | 99,005,000 | 98,716,000 | 99,652,000 |
| Noninterest-bearing deposits | 17,060,000 | 12,333,000 | 13,422,000 | 13,116,000 |
| Equity capital | 13,335,000 | 13,195,000 | 13,127,000 | 13,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,933,000 | 3,842,000 | 5,805,000 | 7,794,000 |
| Interest expense | 767,000 | 1,480,000 | 2,167,000 | 2,800,000 |
| Net interest income | 1,166,000 | 2,362,000 | 3,638,000 | 4,994,000 |
| Noninterest income | 256,000 | 531,000 | 775,000 | 1,021,000 |
| Noninterest expense | 1,083,000 | 2,184,000 | 3,327,000 | 4,479,000 |
| Provision for loan losses | 45,000 | 141,000 | 228,000 | 375,000 |
| Pretax income | 346,000 | 738,000 | 122,000 | 363,000 |
| Income tax | 115,000 | 239,000 | -27,000 | 31,000 |
| Net income | 231,000 | 499,000 | 149,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,472,000 | 13,655,000 | 13,681,000 | 13,219,000 |
| Total capital | 14,271,000 | 14,414,000 | 14,465,000 | 13,979,000 |
| Risk-weighted assets | 100,675,000 | 101,187,000 | 106,010,000 | 104,499,000 |