Call reports 2026
PEOPLES STATE BANK, THE — 2026
What PEOPLES STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 487,411,000 | 506,621,000 |
| Total loans | 273,422,000 | 277,377,000 |
| Allowance for loan losses | 2,785,000 | 2,810,000 |
| Securities available for sale | 133,219,000 | 137,793,000 |
| Securities held to maturity | 44,217,000 | 51,287,000 |
| Trading assets | 0 | 0 |
| Total deposits | 425,987,000 | 444,323,000 |
| Interest-bearing deposits | 332,860,000 | 348,449,000 |
| Noninterest-bearing deposits | 93,127,000 | 95,874,000 |
| Equity capital | 45,850,000 | 47,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,131,000 | 12,541,000 |
| Interest expense | 1,814,000 | 3,761,000 |
| Net interest income | 4,317,000 | 8,780,000 |
| Noninterest income | 803,000 | 1,828,000 |
| Noninterest expense | 3,393,000 | 6,845,000 |
| Provision for loan losses | 43,000 | 67,000 |
| Pretax income | 1,652,000 | 3,638,000 |
| Income tax | 0 | 0 |
| Net income | 1,652,000 | 3,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 52,498,000 | 53,734,000 |