Call reports 2025
PEOPLES STATE BANK, THE — 2025
What PEOPLES STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 458,443,000 | 464,993,000 | 468,575,000 | 481,999,000 |
| Total loans | 256,014,000 | 258,774,000 | 263,870,000 | 270,934,000 |
| Allowance for loan losses | 2,607,000 | 2,624,000 | 2,672,000 | 2,741,000 |
| Securities available for sale | 126,182,000 | 126,612,000 | 126,027,000 | 128,120,000 |
| Securities held to maturity | 46,816,000 | 45,291,000 | 49,469,000 | 51,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,610,000 | 406,320,000 | 408,081,000 | 421,081,000 |
| Interest-bearing deposits | 315,641,000 | 324,943,000 | 323,032,000 | 330,128,000 |
| Noninterest-bearing deposits | 81,969,000 | 81,377,000 | 85,049,000 | 90,953,000 |
| Equity capital | 40,364,000 | 41,606,000 | 44,190,000 | 45,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,695,000 | 11,542,000 | 17,542,000 | 23,730,000 |
| Interest expense | 2,053,000 | 4,174,000 | 6,271,000 | 8,251,000 |
| Net interest income | 3,642,000 | 7,368,000 | 11,271,000 | 15,479,000 |
| Noninterest income | 722,000 | 1,496,000 | 2,245,000 | 2,950,000 |
| Noninterest expense | 3,192,000 | 6,340,000 | 9,383,000 | 12,922,000 |
| Provision for loan losses | 47,000 | 61,000 | 106,000 | 226,000 |
| Pretax income | 1,155,000 | 2,447,000 | 4,033,000 | 5,232,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,155,000 | 2,447,000 | 4,033,000 | 5,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,995,000 | 49,712,000 | 50,723,000 | 51,346,000 |