Call reports 2024
PEOPLES STATE BANK, THE — 2024
What PEOPLES STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 447,362,000 | 457,747,000 | 459,881,000 | 466,431,000 |
| Total loans | 241,132,000 | 245,495,000 | 249,443,000 | 246,837,000 |
| Allowance for loan losses | 2,601,000 | 2,572,000 | 2,606,000 | 2,557,000 |
| Securities available for sale | 128,161,000 | 129,243,000 | 130,065,000 | 137,871,000 |
| Securities held to maturity | 41,392,000 | 41,393,000 | 39,969,000 | 47,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,332,000 | 404,335,000 | 401,475,000 | 410,270,000 |
| Interest-bearing deposits | 302,463,000 | 323,137,000 | 315,566,000 | 322,297,000 |
| Noninterest-bearing deposits | 90,869,000 | 81,198,000 | 85,909,000 | 87,973,000 |
| Equity capital | 36,728,000 | 36,772,000 | 40,734,000 | 38,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,537,000 | 11,319,000 | 17,188,000 | 23,067,000 |
| Interest expense | 2,241,000 | 4,664,000 | 7,114,000 | 9,372,000 |
| Net interest income | 3,296,000 | 6,655,000 | 10,074,000 | 13,695,000 |
| Noninterest income | 682,000 | 1,410,000 | 2,229,000 | 2,919,000 |
| Noninterest expense | 3,006,000 | 5,977,000 | 9,022,000 | 12,070,000 |
| Provision for loan losses | 23,000 | -3,000 | 27,000 | -24,000 |
| Pretax income | 968,000 | 2,119,000 | 3,293,000 | 4,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 968,000 | 2,119,000 | 3,293,000 | 4,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,837,000 | 46,661,000 | 47,462,000 | 48,289,000 |