Call reports 2023
PEOPLES STATE BANK, THE — 2023
What PEOPLES STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 445,443,000 | 454,150,000 | 447,507,000 | 452,365,000 |
| Total loans | 224,941,000 | 227,189,000 | 237,377,000 | 240,470,000 |
| Allowance for loan losses | 2,548,000 | 2,542,000 | 2,636,000 | 2,574,000 |
| Securities available for sale | 134,190,000 | 127,133,000 | 123,783,000 | 132,068,000 |
| Securities held to maturity | 42,234,000 | 43,730,000 | 43,406,000 | 43,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,271,000 | 405,419,000 | 399,208,000 | 398,137,000 |
| Interest-bearing deposits | 297,652,000 | 303,631,000 | 301,183,000 | 302,520,000 |
| Noninterest-bearing deposits | 93,619,000 | 101,788,000 | 98,025,000 | 95,617,000 |
| Equity capital | 34,365,000 | 33,883,000 | 29,892,000 | 36,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,668,000 | 9,730,000 | 15,137,000 | 20,752,000 |
| Interest expense | 1,636,000 | 3,633,000 | 5,756,000 | 8,098,000 |
| Net interest income | 3,032,000 | 6,097,000 | 9,381,000 | 12,654,000 |
| Noninterest income | 741,000 | 1,569,000 | 2,290,000 | 3,025,000 |
| Noninterest expense | 3,002,000 | 6,031,000 | 9,038,000 | 11,969,000 |
| Provision for loan losses | 31,000 | 24,000 | 115,000 | 48,000 |
| Pretax income | 675,000 | 1,529,000 | 2,445,000 | 3,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 675,000 | 1,529,000 | 2,445,000 | 3,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,450,000 | 43,990,000 | 44,531,000 | 45,294,000 |