Call reports 2022
PEOPLES STATE BANK, THE — 2022
What PEOPLES STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 416,340,000 | 421,038,000 | 428,719,000 | 431,450,000 |
| Total loans | 202,498,000 | 215,044,000 | 219,627,000 | 221,231,000 |
| Allowance for loan losses | 2,180,000 | 2,183,000 | 2,184,000 | 1,701,000 |
| Securities available for sale | 133,077,000 | 132,100,000 | 126,307,000 | 132,318,000 |
| Securities held to maturity | 40,381,000 | 41,328,000 | 40,810,000 | 45,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,566,000 | 376,922,000 | 388,124,000 | 390,047,000 |
| Interest-bearing deposits | 263,634,000 | 278,684,000 | 286,365,000 | 288,928,000 |
| Noninterest-bearing deposits | 96,932,000 | 98,238,000 | 101,759,000 | 101,119,000 |
| Equity capital | 38,081,000 | 34,405,000 | 29,271,000 | 32,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,565,000 | 10,351,000 | 14,762,000 |
| Interest expense | 200,000 | 488,000 | 1,160,000 | 2,440,000 |
| Net interest income | 3,003,000 | 6,077,000 | 9,191,000 | 12,322,000 |
| Noninterest income | 899,000 | 1,757,000 | 2,581,000 | 3,240,000 |
| Noninterest expense | 2,863,000 | 5,721,000 | 8,576,000 | 11,439,000 |
| Provision for loan losses | 0 | 0 | 0 | -501,000 |
| Pretax income | 1,039,000 | 2,113,000 | 3,196,000 | 4,624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,039,000 | 2,113,000 | 3,196,000 | 4,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,915,000 | 42,490,000 | 43,098,000 | 44,126,000 |