Call reports 2020
PEOPLES STATE BANK, THE — 2020
What PEOPLES STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 310,040,000 | 357,157,000 | 356,491,000 | 368,068,000 |
| Total loans | 163,066,000 | 185,733,000 | 191,883,000 | 187,018,000 |
| Allowance for loan losses | 1,679,000 | 1,800,000 | 2,161,000 | 2,174,000 |
| Securities available for sale | 124,788,000 | 126,956,000 | 121,404,000 | 113,878,000 |
| Securities held to maturity | 2,814,000 | 2,813,000 | 4,757,000 | 26,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,103,000 | 294,706,000 | 295,421,000 | 302,265,000 |
| Interest-bearing deposits | 195,182,000 | 216,725,000 | 217,475,000 | 225,250,000 |
| Noninterest-bearing deposits | 54,921,000 | 77,981,000 | 77,946,000 | 77,015,000 |
| Equity capital | 34,331,000 | 35,993,000 | 37,003,000 | 38,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,915,000 | 9,020,000 | 12,246,000 |
| Interest expense | 511,000 | 844,000 | 1,142,000 | 1,413,000 |
| Net interest income | 2,398,000 | 5,071,000 | 7,878,000 | 10,833,000 |
| Noninterest income | 652,000 | 1,787,000 | 3,363,000 | 4,767,000 |
| Noninterest expense | 2,293,000 | 4,748,000 | 7,284,000 | 10,397,000 |
| Provision for loan losses | 90,000 | 210,000 | 570,000 | 500,000 |
| Pretax income | 778,000 | 2,055,000 | 3,636,000 | 5,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 778,000 | 2,055,000 | 3,636,000 | 5,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,565,000 | 32,492,000 | 33,623,000 | 34,540,000 |