Call reports 2019
PEOPLES STATE BANK, THE — 2019
What PEOPLES STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 287,715,000 | 295,481,000 | 298,976,000 | 306,743,000 |
| Total loans | 138,803,000 | 146,088,000 | 147,312,000 | 152,261,000 |
| Allowance for loan losses | 1,571,000 | 1,573,000 | 1,574,000 | 1,587,000 |
| Securities available for sale | 117,989,000 | 118,933,000 | 118,732,000 | 122,820,000 |
| Securities held to maturity | 4,720,000 | 3,220,000 | 9,869,000 | 8,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,607,000 | 251,738,000 | 251,795,000 | 252,335,000 |
| Interest-bearing deposits | 189,024,000 | 198,812,000 | 195,589,000 | 197,958,000 |
| Noninterest-bearing deposits | 51,583,000 | 52,926,000 | 56,206,000 | 54,377,000 |
| Equity capital | 29,452,000 | 31,326,000 | 32,652,000 | 32,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,843,000 | 5,762,000 | 8,724,000 | 11,698,000 |
| Interest expense | 612,000 | 1,299,000 | 1,927,000 | 2,504,000 |
| Net interest income | 2,231,000 | 4,463,000 | 6,797,000 | 9,194,000 |
| Noninterest income | 565,000 | 1,194,000 | 1,976,000 | 2,909,000 |
| Noninterest expense | 2,171,000 | 4,405,000 | 6,691,000 | 8,936,000 |
| Provision for loan losses | 0 | 0 | 0 | 112,000 |
| Pretax income | 626,000 | 1,312,000 | 2,253,000 | 3,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 626,000 | 1,312,000 | 2,253,000 | 3,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,744,000 | 30,105,000 | 30,706,000 | 31,238,000 |
| Total capital | 31,315,000 | 31,678,000 | 32,280,000 | 32,825,000 |
| Risk-weighted assets | 175,164,000 | 183,365,000 | 185,411,000 | 191,712,000 |