Call reports 2018
PEOPLES STATE BANK, THE — 2018
What PEOPLES STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 265,631,000 | 276,893,000 | 272,415,000 | 287,279,000 |
| Total loans | 127,647,000 | 131,504,000 | 133,008,000 | 140,895,000 |
| Allowance for loan losses | 1,584,000 | 1,586,000 | 1,589,000 | 1,567,000 |
| Securities available for sale | 109,581,000 | 113,636,000 | 110,330,000 | 114,038,000 |
| Securities held to maturity | 1,159,000 | 2,160,000 | 4,906,000 | 5,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,787,000 | 240,222,000 | 234,046,000 | 247,745,000 |
| Interest-bearing deposits | 175,565,000 | 186,584,000 | 181,747,000 | 189,935,000 |
| Noninterest-bearing deposits | 51,222,000 | 53,638,000 | 52,299,000 | 57,810,000 |
| Equity capital | 25,568,000 | 25,782,000 | 25,451,000 | 27,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,385,000 | 4,938,000 | 7,570,000 | 10,364,000 |
| Interest expense | 303,000 | 697,000 | 1,124,000 | 1,682,000 |
| Net interest income | 2,082,000 | 4,241,000 | 6,446,000 | 8,682,000 |
| Noninterest income | 602,000 | 1,250,000 | 1,859,000 | 2,503,000 |
| Noninterest expense | 2,025,000 | 4,128,000 | 6,191,000 | 8,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 659,000 | 1,364,000 | 2,112,000 | 2,859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 659,000 | 1,364,000 | 2,112,000 | 2,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,429,000 | 28,754,000 | 29,122,000 | 29,488,000 |
| Total capital | 30,013,000 | 30,340,000 | 30,711,000 | 31,055,000 |
| Risk-weighted assets | 163,279,000 | 169,272,000 | 167,480,000 | 177,913,000 |