Call reports 2017
PEOPLES STATE BANK, THE — 2017
What PEOPLES STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 253,672,000 | 270,123,000 | 261,643,000 | 262,492,000 |
| Total loans | 126,911,000 | 129,861,000 | 129,015,000 | 132,798,000 |
| Allowance for loan losses | 1,606,000 | 1,607,000 | 1,603,000 | 1,582,000 |
| Securities available for sale | 105,986,000 | 106,736,000 | 106,887,000 | 108,305,000 |
| Securities held to maturity | 1,260,000 | 1,261,000 | 1,207,000 | 1,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,859,000 | 224,658,000 | 220,478,000 | 222,165,000 |
| Interest-bearing deposits | 166,622,000 | 170,371,000 | 168,276,000 | 170,016,000 |
| Noninterest-bearing deposits | 47,237,000 | 54,287,000 | 52,202,000 | 52,149,000 |
| Equity capital | 24,498,000 | 26,897,000 | 27,170,000 | 26,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,487,000 | 6,896,000 | 9,311,000 |
| Interest expense | 186,000 | 412,000 | 649,000 | 912,000 |
| Net interest income | 1,991,000 | 4,075,000 | 6,247,000 | 8,399,000 |
| Noninterest income | 704,000 | 1,326,000 | 1,989,000 | 2,559,000 |
| Noninterest expense | 2,006,000 | 3,959,000 | 5,907,000 | 7,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 870,000 | 1,684,000 | 2,585,000 | 3,384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 870,000 | 1,684,000 | 2,585,000 | 3,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,006,000 | 27,369,000 | 27,821,000 | 28,170,000 |
| Total capital | 28,612,000 | 28,976,000 | 29,424,000 | 29,752,000 |
| Risk-weighted assets | 169,208,000 | 168,820,000 | 167,758,000 | 169,428,000 |