Call reports 2016
PEOPLES STATE BANK, THE — 2016
What PEOPLES STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 230,222,000 | 242,288,000 | 243,755,000 | 250,413,000 |
| Total loans | 106,818,000 | 111,776,000 | 119,583,000 | 119,403,000 |
| Allowance for loan losses | 1,589,000 | 1,592,000 | 1,593,000 | 1,594,000 |
| Securities available for sale | 97,608,000 | 96,864,000 | 101,526,000 | 110,392,000 |
| Securities held to maturity | 1,351,000 | 1,352,000 | 1,308,000 | 1,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,926,000 | 211,330,000 | 212,825,000 | 213,272,000 |
| Interest-bearing deposits | 153,478,000 | 164,166,000 | 166,450,000 | 165,631,000 |
| Noninterest-bearing deposits | 43,448,000 | 47,164,000 | 46,375,000 | 47,641,000 |
| Equity capital | 26,522,000 | 27,105,000 | 27,252,000 | 23,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 3,951,000 | 5,981,000 | 8,123,000 |
| Interest expense | 136,000 | 280,000 | 420,000 | 579,000 |
| Net interest income | 1,836,000 | 3,671,000 | 5,561,000 | 7,544,000 |
| Noninterest income | 570,000 | 1,239,000 | 2,006,000 | 2,635,000 |
| Noninterest expense | 1,913,000 | 3,866,000 | 5,887,000 | 7,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 538,000 | 1,472,000 | 2,306,000 | 2,976,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 538,000 | 1,472,000 | 2,306,000 | 2,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,373,000 | 25,957,000 | 26,266,000 | 26,536,000 |
| Total capital | 26,962,000 | 27,549,000 | 27,859,000 | 28,130,000 |
| Risk-weighted assets | 137,508,000 | 154,404,000 | 162,977,000 | 170,103,000 |