Call reports 2015
PEOPLES STATE BANK, THE — 2015
What PEOPLES STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 214,480,000 | 225,408,000 | 227,823,000 | 226,271,000 |
| Total loans | 95,058,000 | 101,925,000 | 102,764,000 | 105,311,000 |
| Allowance for loan losses | 1,391,000 | 1,383,000 | 1,387,000 | 1,588,000 |
| Securities available for sale | 93,198,000 | 97,259,000 | 94,787,000 | 98,108,000 |
| Securities held to maturity | 0 | 0 | 1,395,000 | 1,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,098,000 | 197,394,000 | 196,978,000 | 195,833,000 |
| Interest-bearing deposits | 147,203,000 | 156,848,000 | 154,154,000 | 153,540,000 |
| Noninterest-bearing deposits | 37,895,000 | 40,546,000 | 42,824,000 | 42,293,000 |
| Equity capital | 25,189,000 | 24,232,000 | 25,593,000 | 25,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,821,000 | 3,731,000 | 5,700,000 | 7,667,000 |
| Interest expense | 135,000 | 274,000 | 410,000 | 551,000 |
| Net interest income | 1,686,000 | 3,457,000 | 5,290,000 | 7,116,000 |
| Noninterest income | 592,000 | 1,302,000 | 2,047,000 | 2,637,000 |
| Noninterest expense | 1,816,000 | 3,741,000 | 5,642,000 | 7,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 511,000 | 1,084,000 | 1,765,000 | 2,385,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 511,000 | 1,084,000 | 1,765,000 | 2,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,311,000 | 24,585,000 | 24,965,000 | 25,185,000 |
| Total capital | 25,702,000 | 25,968,000 | 26,352,000 | 26,773,000 |
| Risk-weighted assets | 135,707,000 | 139,911,000 | 140,708,000 | 141,783,000 |