Call reports 2014
PEOPLES STATE BANK, THE — 2014
What PEOPLES STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 201,568,000 | 210,890,000 | 208,451,000 | 209,451,000 |
| Total loans | 89,657,000 | 90,201,000 | 96,838,000 | 92,000,000 |
| Allowance for loan losses | 1,718,000 | 1,586,000 | 1,581,000 | 1,386,000 |
| Securities available for sale | 87,098,000 | 90,877,000 | 89,891,000 | 94,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,060,000 | 184,903,000 | 181,313,000 | 180,862,000 |
| Interest-bearing deposits | 144,494,000 | 150,895,000 | 145,628,000 | 144,093,000 |
| Noninterest-bearing deposits | 32,566,000 | 34,008,000 | 35,685,000 | 36,769,000 |
| Equity capital | 21,000,000 | 22,371,000 | 23,384,000 | 24,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,856,000 | 3,777,000 | 5,679,000 | 7,597,000 |
| Interest expense | 158,000 | 319,000 | 468,000 | 611,000 |
| Net interest income | 1,698,000 | 3,458,000 | 5,211,000 | 6,986,000 |
| Noninterest income | 693,000 | 1,275,000 | 2,164,000 | 2,754,000 |
| Noninterest expense | 1,761,000 | 3,610,000 | 5,413,000 | 7,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 603,000 | 1,166,000 | 2,015,000 | 2,549,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 603,000 | 1,166,000 | 2,015,000 | 2,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,066,000 | 23,438,000 | 23,988,000 | 24,122,000 |
| Total capital | 24,578,000 | 24,966,000 | 25,569,000 | 25,508,000 |
| Risk-weighted assets | 120,727,000 | 122,142,000 | 131,400,000 | 127,324,000 |