Call reports 2013
PEOPLES STATE BANK, THE — 2013
What PEOPLES STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 197,116,000 | 196,852,000 | 196,987,000 | 197,489,000 |
| Total loans | 92,777,000 | 99,236,000 | 97,379,000 | 88,729,000 |
| Allowance for loan losses | 2,110,000 | 2,138,000 | 2,191,000 | 2,005,000 |
| Securities available for sale | 74,596,000 | 83,536,000 | 82,070,000 | 84,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,652,000 | 172,849,000 | 171,626,000 | 174,173,000 |
| Interest-bearing deposits | 139,831,000 | 139,291,000 | 139,919,000 | 141,819,000 |
| Noninterest-bearing deposits | 31,821,000 | 33,558,000 | 31,707,000 | 32,354,000 |
| Equity capital | 22,486,000 | 20,997,000 | 20,777,000 | 19,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,866,000 | 3,784,000 | 5,774,000 | 7,754,000 |
| Interest expense | 198,000 | 393,000 | 578,000 | 755,000 |
| Net interest income | 1,668,000 | 3,391,000 | 5,196,000 | 6,999,000 |
| Noninterest income | 771,000 | 1,551,000 | 2,284,000 | 2,908,000 |
| Noninterest expense | 1,746,000 | 3,494,000 | 5,250,000 | 7,128,000 |
| Provision for loan losses | 75,000 | 100,000 | 175,000 | 0 |
| Pretax income | 638,000 | 1,434,000 | 2,186,000 | 2,914,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 638,000 | 1,434,000 | 2,186,000 | 2,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,026,000 | 21,580,000 | 22,335,000 | 22,763,000 |
| Total capital | 22,579,000 | 23,213,000 | 23,950,000 | 24,270,000 |
| Risk-weighted assets | 123,689,000 | 130,095,000 | 128,651,000 | 120,028,000 |