Call reports 2012
PEOPLES STATE BANK, THE — 2012
What PEOPLES STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 179,359,000 | 194,416,000 | 188,597,000 | 188,188,000 |
| Total loans | 93,741,000 | 92,497,000 | 95,293,000 | 89,507,000 |
| Allowance for loan losses | 2,247,000 | 2,222,000 | 2,308,000 | 2,082,000 |
| Securities available for sale | 60,205,000 | 66,200,000 | 71,853,000 | 73,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,557,000 | 171,562,000 | 164,894,000 | 163,180,000 |
| Interest-bearing deposits | 128,015,000 | 140,424,000 | 133,028,000 | 134,529,000 |
| Noninterest-bearing deposits | 29,542,000 | 31,138,000 | 31,866,000 | 28,651,000 |
| Equity capital | 18,800,000 | 19,834,000 | 20,544,000 | 21,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,044,000 | 6,076,000 | 8,110,000 |
| Interest expense | 271,000 | 519,000 | 747,000 | 961,000 |
| Net interest income | 1,753,000 | 3,525,000 | 5,329,000 | 7,149,000 |
| Noninterest income | 653,000 | 1,240,000 | 2,084,000 | 3,171,000 |
| Noninterest expense | 1,855,000 | 3,552,000 | 5,437,000 | 7,294,000 |
| Provision for loan losses | 75,000 | 105,000 | 180,000 | 230,000 |
| Pretax income | 504,000 | 1,141,000 | 1,833,000 | 2,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 1,141,000 | 1,833,000 | 2,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,744,000 | 19,357,000 | 19,894,000 | 20,531,000 |
| Total capital | 20,334,000 | 20,936,000 | 21,495,000 | 22,033,000 |
| Risk-weighted assets | 126,564,000 | 125,690,000 | 126,626,000 | 119,998,000 |