Call reports 2011
PEOPLES STATE BANK, THE — 2011
What PEOPLES STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,416,000 | 179,706,000 | 182,515,000 | 177,016,000 |
| Total loans | 98,740,000 | 98,748,000 | 99,015,000 | 95,736,000 |
| Allowance for loan losses | 2,347,000 | 2,375,000 | 2,361,000 | 2,162,000 |
| Securities available for sale | 53,135,000 | 53,442,000 | 53,938,000 | 59,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,800,000 | 152,046,000 | 154,395,000 | 155,746,000 |
| Interest-bearing deposits | 125,024,000 | 127,369,000 | 127,945,000 | 127,381,000 |
| Noninterest-bearing deposits | 22,776,000 | 24,677,000 | 26,450,000 | 28,365,000 |
| Equity capital | 16,208,000 | 17,392,000 | 17,892,000 | 18,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,239,000 | 4,484,000 | 6,670,000 | 8,773,000 |
| Interest expense | 443,000 | 862,000 | 1,259,000 | 1,594,000 |
| Net interest income | 1,796,000 | 3,622,000 | 5,411,000 | 7,179,000 |
| Noninterest income | 494,000 | 938,000 | 1,428,000 | 2,122,000 |
| Noninterest expense | 1,851,000 | 3,622,000 | 5,488,000 | 7,545,000 |
| Provision for loan losses | 75,000 | 100,000 | 125,000 | 175,000 |
| Pretax income | 364,000 | 701,000 | 1,231,000 | 1,586,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 701,000 | 1,231,000 | 1,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,199,000 | 17,536,000 | 17,933,000 | 18,263,000 |
| Total capital | 18,920,000 | 19,191,000 | 19,596,000 | 19,882,000 |
| Risk-weighted assets | 137,102,000 | 131,725,000 | 132,364,000 | 129,014,000 |