Call reports 2019
FIRST MINNETONKA CITY BANK — 2019
What FIRST MINNETONKA CITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 220,293,000 | 213,372,000 | 215,611,000 | 218,664,000 |
| Total loans | 122,259,000 | 124,706,000 | 126,895,000 | 126,683,000 |
| Allowance for loan losses | 1,012,000 | 1,057,000 | 1,098,000 | 1,116,000 |
| Securities available for sale | 70,301,000 | 66,638,000 | 66,756,000 | 66,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,919,000 | 189,145,000 | 190,789,000 | 193,307,000 |
| Interest-bearing deposits | 148,748,000 | 143,821,000 | 142,449,000 | 143,516,000 |
| Noninterest-bearing deposits | 48,170,000 | 45,324,000 | 48,340,000 | 49,790,000 |
| Equity capital | 23,254,000 | 24,112,000 | 24,670,000 | 25,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,927,000 | 5,935,000 | 7,928,000 |
| Interest expense | 206,000 | 419,000 | 629,000 | 828,000 |
| Net interest income | 1,718,000 | 3,508,000 | 5,306,000 | 7,100,000 |
| Noninterest income | 313,000 | 642,000 | 1,025,000 | 1,324,000 |
| Noninterest expense | 1,362,000 | 2,610,000 | 4,027,000 | 5,245,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 628,000 | 1,442,000 | 2,161,000 | 2,992,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 624,000 | 1,438,000 | 2,157,000 | 2,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,716,000 | 23,863,000 | 24,247,000 | 24,745,000 |
| Total capital | 24,727,000 | 24,920,000 | 25,345,000 | 25,861,000 |
| Risk-weighted assets | 132,474,000 | 132,733,000 | 133,170,000 | 132,723,000 |