Call reports 2018
FIRST MINNETONKA CITY BANK — 2018
What FIRST MINNETONKA CITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 223,040,000 | 220,016,000 | 215,318,000 | 220,491,000 |
| Total loans | 112,348,000 | 114,107,000 | 113,326,000 | 117,369,000 |
| Allowance for loan losses | 830,000 | 872,000 | 918,000 | 965,000 |
| Securities available for sale | 83,504,000 | 81,569,000 | 78,703,000 | 78,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,064,000 | 193,266,000 | 190,664,000 | 189,800,000 |
| Interest-bearing deposits | 152,907,000 | 147,024,000 | 145,432,000 | 143,743,000 |
| Noninterest-bearing deposits | 49,158,000 | 46,242,000 | 45,232,000 | 46,057,000 |
| Equity capital | 20,905,000 | 21,268,000 | 21,543,000 | 22,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,620,000 | 5,455,000 | 7,367,000 |
| Interest expense | 107,000 | 231,000 | 414,000 | 603,000 |
| Net interest income | 1,682,000 | 3,389,000 | 5,041,000 | 6,764,000 |
| Noninterest income | 329,000 | 714,000 | 1,101,000 | 1,416,000 |
| Noninterest expense | 1,339,000 | 2,774,000 | 3,890,000 | 5,103,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 628,000 | 1,237,000 | 2,113,000 | 2,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 628,000 | 1,237,000 | 2,113,000 | 2,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,562,000 | 22,884,000 | 23,474,000 | 23,964,000 |
| Total capital | 23,392,000 | 23,756,000 | 24,392,000 | 24,929,000 |
| Risk-weighted assets | 127,010,000 | 128,039,000 | 126,356,000 | 129,398,000 |