Call reports 2017
FIRST MINNETONKA CITY BANK — 2017
What FIRST MINNETONKA CITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,418,000 | 217,816,000 | 223,045,000 | 224,373,000 |
| Total loans | 110,145,000 | 111,350,000 | 107,470,000 | 111,474,000 |
| Allowance for loan losses | 1,213,000 | 935,000 | 944,000 | 785,000 |
| Securities available for sale | 80,927,000 | 81,015,000 | 81,591,000 | 86,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,809,000 | 195,257,000 | 199,845,000 | 199,626,000 |
| Interest-bearing deposits | 149,742,000 | 151,534,000 | 151,163,000 | 152,543,000 |
| Noninterest-bearing deposits | 44,066,000 | 43,723,000 | 48,681,000 | 47,083,000 |
| Equity capital | 21,508,000 | 22,465,000 | 23,057,000 | 22,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,716,000 | 3,496,000 | 5,259,000 | 7,076,000 |
| Interest expense | 98,000 | 201,000 | 304,000 | 404,000 |
| Net interest income | 1,618,000 | 3,295,000 | 4,955,000 | 6,672,000 |
| Noninterest income | 359,000 | 701,000 | 1,067,000 | 1,380,000 |
| Noninterest expense | 1,313,000 | 2,525,000 | 3,623,000 | 4,845,000 |
| Provision for loan losses | 30,000 | 250,000 | 250,000 | 500,000 |
| Pretax income | 634,000 | 1,212,000 | 2,177,000 | 2,735,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 3,000 |
| Net income | 630,000 | 1,208,000 | 2,173,000 | 2,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,770,000 | 22,060,000 | 22,739,000 | 23,012,000 |
| Total capital | 22,983,000 | 22,994,000 | 23,683,000 | 23,797,000 |
| Risk-weighted assets | 125,234,000 | 125,909,000 | 122,810,000 | 127,470,000 |