Call reports 2016
FIRST MINNETONKA CITY BANK — 2016
What FIRST MINNETONKA CITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 207,133,000 | 208,738,000 | 215,913,000 | 215,176,000 |
| Total loans | 115,748,000 | 114,821,000 | 113,156,000 | 109,994,000 |
| Allowance for loan losses | 1,188,000 | 1,250,000 | 1,226,000 | 1,184,000 |
| Securities available for sale | 67,593,000 | 70,829,000 | 77,942,000 | 79,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,994,000 | 186,095,000 | 192,850,000 | 193,477,000 |
| Interest-bearing deposits | 145,359,000 | 144,793,000 | 150,145,000 | 150,011,000 |
| Noninterest-bearing deposits | 39,636,000 | 41,301,000 | 42,704,000 | 43,466,000 |
| Equity capital | 22,023,000 | 22,542,000 | 22,903,000 | 21,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,734,000 | 3,501,000 | 5,286,000 | 7,038,000 |
| Interest expense | 107,000 | 209,000 | 313,000 | 414,000 |
| Net interest income | 1,627,000 | 3,292,000 | 4,973,000 | 6,624,000 |
| Noninterest income | 298,000 | 608,000 | 968,000 | 1,282,000 |
| Noninterest expense | 1,283,000 | 2,449,000 | 3,550,000 | 4,722,000 |
| Provision for loan losses | 40,000 | 100,000 | 120,000 | 120,000 |
| Pretax income | 602,000 | 1,351,000 | 2,272,000 | 3,065,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 598,000 | 1,347,000 | 2,268,000 | 3,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,073,000 | 21,286,000 | 21,922,000 | 22,381,000 |
| Total capital | 22,261,000 | 22,536,000 | 23,148,000 | 23,565,000 |
| Risk-weighted assets | 126,659,000 | 126,683,000 | 125,689,000 | 123,777,000 |