Call reports 2015
FIRST MINNETONKA CITY BANK — 2015
What FIRST MINNETONKA CITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 200,476,000 | 202,591,000 | 194,720,000 | 199,581,000 |
| Total loans | 99,486,000 | 102,734,000 | 104,417,000 | 108,827,000 |
| Allowance for loan losses | 1,176,000 | 990,000 | 1,057,000 | 1,171,000 |
| Securities available for sale | 79,922,000 | 81,624,000 | 70,464,000 | 70,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,092,000 | 171,608,000 | 172,497,000 | 177,463,000 |
| Interest-bearing deposits | 140,152,000 | 135,803,000 | 136,082,000 | 138,705,000 |
| Noninterest-bearing deposits | 38,939,000 | 35,805,000 | 36,415,000 | 38,758,000 |
| Equity capital | 21,255,000 | 21,157,000 | 22,048,000 | 22,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,319,000 | 5,040,000 | 6,735,000 |
| Interest expense | 114,000 | 228,000 | 340,000 | 448,000 |
| Net interest income | 1,530,000 | 3,091,000 | 4,700,000 | 6,287,000 |
| Noninterest income | 367,000 | 708,000 | 1,078,000 | 1,383,000 |
| Noninterest expense | 1,244,000 | 2,294,000 | 3,442,000 | 4,613,000 |
| Provision for loan losses | 20,000 | 95,000 | 170,000 | 245,000 |
| Pretax income | 633,000 | 1,410,000 | 2,179,000 | 2,825,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 625,000 | 1,402,000 | 2,171,000 | 2,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,696,000 | 20,519,000 | 21,059,000 | 21,324,000 |
| Total capital | 19,872,000 | 21,509,000 | 22,116,000 | 22,495,000 |
| Risk-weighted assets | 117,379,000 | 117,198,000 | 117,206,000 | 120,839,000 |